Personal financial planning tool
See where your money stands, in a few minutes
Add your income streams, spending, assets and liabilities. Zeno assesses your revenue trends, returns on what you own, the cost of what you owe, and scores how optimised the whole picture is.
e.g. Salary, Freelance, Rental income
e.g. 3,800
e.g. 3 for a salary, 0 if flat
e.g. Salary, Freelance, Rental income
e.g. 3,800
e.g. 3 for a salary, 0 if flat
e.g. Salary, Freelance, Rental income
e.g. 3,800
e.g. 3 for a salary, 0 if flat
Overall score
76
Strong position on the figures provided
42.4% of income kept
20.9 months covered
17.8% of income to debt
4.3% yield vs 4.2% cost
46.8% debt to assets
70% from largest stream
Monthly surplus
€2,290
42.4% savings rate
Net worth
€164,800
€310,000 assets
Income from assets
€13,387/yr
4.3% blended return
Cost of debt
€6,098/yr
4.2% blended rate
- Overall score and six-factor breakdown
- All charts in print quality
- Key figures for income, assets and debt
- Your AI educational insights
Important disclaimer
This tool provides an assessment of the information you enter only. It is not financial, investment, tax or legal advice, and it is not a recommendation to buy, sell or hold any product, security or property. Results depend entirely on the accuracy of the figures and assumptions you provide, and projections are illustrative, not predictions.
Your data is not stored. Everything you type stays in your browser for this session. Figures are only sent to the AI service at the moment you press “Generate insights”, and are not retained by Zeno afterwards.
Speak to a licensed professional before making financial decisions.